Your financial strategy, simplified
Clear guidance on wealth building, tax optimization, and legacy planning. Direct expertise from someone who walks in your shoes.
Services
Expertise built on real experience
Education and planning
Start or refine your financial foundation with clear, honest guidance. Know where you stand and where you are heading.
Tax smart wealth building
TFSA, RRSP, FHSA, RESP. We use the right account at the right time. Keep more of what you earn.
Income protection and legacy planning
Life insurance, critical illness, segregated funds. Protect your income. Protect your family. Build lasting wealth.
Long term investing strategy
Disciplined, diversified investing tailored to your timeline and goals. Clarity beats complexity every time.
Business owner tax strategy
From corp structure to dividend strategy. Designed to maximize what stays in your pocket.
My Professional Journey
Building Expertise to Empower Your Financial Future
From banking in Brazil to building businesses and guiding families in Canada. A journey built on real-world experience.
My diverse background — from banking to business ownership to accounting and financial services — equips me to provide real-world insights and strategies that truly make a difference. I understand both sides of the table because I've sat on both sides.
Banking at Bradesco (Brazil)
Started my professional path at one of Brazil's largest banks, where I gained invaluable experience in financial operations, customer service, and high-level financial products. This formative chapter sharpened my understanding of personal and business banking and ignited my passion for helping people achieve financial clarity.
Entrepreneurship - Retail Business Owner
Founded and operated my own successful retail business for a decade. This experience taught me firsthand what it means to run a business — from managing finances, cash flow and staff, to strategic planning and customer relations. Successfully sold the business in 2019, completing a significant milestone in my entrepreneurial journey.
New Chapter in Canada - Accounting & Growth
After moving to Canada in 2019, I pursued a postgraduate degree in Accounting to adapt my skills to the Canadian financial landscape. Worked in accounting roles where I gained strong expertise in Canadian financial reporting, tax structures and corporate accounting principles.
Transition to Financial Services
Transitioned into the financial services industry, where I discovered a strong need for trusted financial guidance — especially among families and business owners seeking to grow and protect their wealth with confidence. This shift inspired me to focus on helping clients plan, invest and secure their financial futures.
What I Do Today
I help individuals, families and business owners build wealth with confidence through education, clarity and personalized financial planning. My diverse background — from banking to business ownership to accounting and financial services — equips me to provide real-world insights and strategies that truly make a difference.
Credentials & Expertise
How I work
A clear, structured approach to building your financial strategy
Discovery call
We start with a 30-minute conversation to understand your current situation, goals, and concerns. No cost, no pressure.
Financial review
I analyze your income, expenses, assets, debts, and tax situation. We identify opportunities and gaps.
Strategy design
Together, we build a personalized plan covering investments, tax optimization, protection, and estate planning.
Implementation
We put the plan into action with the right accounts, investments, and protection strategies.
Ongoing support
Regular reviews, adjustments as life changes, and continuous education to keep you on track.
Trusted partnerships
Access to leading financial institutions and insurance providers to build your comprehensive financial strategy.
Licensed to represent these and other leading financial institutions in Canada.
Common questions
Clear answers to help you make informed decisions
I work with individuals, families, and business owners in Canada who want clear financial guidance. Whether you're starting your investment journey, planning for retirement, or optimizing your corporate structure, I help people who value education and long-term strategy.
My compensation comes from the financial products and services we implement together. The initial consultation is always free. We discuss all costs transparently before making any decisions.
I lead with education, not sales. My goal is to help you understand your options so you can make confident decisions. I focus on integrated planning - bringing together investments, taxes, protection, and estate planning into one cohesive strategy.
No. Whether you're just beginning to save or already have significant assets, what matters most is your commitment to building a solid financial foundation. We start where you are and build from there.
Each account serves a different purpose. TFSA offers tax-free growth for any goal. RRSP provides tax deductions now and tax-deferred growth for retirement. FHSA combines benefits of both for first-time homebuyers. RESP helps save for education with government grants. I help you use the right account at the right time.
At minimum, annually. But I'm always available when life changes - new job, marriage, children, business changes. Your plan should evolve with you.
Yes. I help business owners optimize their corporate structure, dividend strategies, tax planning, and wealth extraction. The strategies for business owners are different from individuals, and I understand both sides.
No problem. I can review what you have, identify what's working, and suggest improvements. Sometimes we keep what you have, sometimes we make changes. It's always your choice.
Build the Financial Foundation Most People Never Learn
A simple, powerful guide that explains how money really works — saving, investing, inflation, taxes, and long-term wealth building.
Most people work hard but never receive the financial education needed to build lasting wealth. This guide gives you the core principles to take control of your financial future with clarity and confidence.
Get instant access — free.
What clients say
Edgar's financial consulting helped me understand the Canadian financial system. He clarified how things work and uncovered needs I didn't know I had. His guidance showed me the value of saving and investing—even small amounts—in a tax-efficient way. Highly recommended.
Erika
May 14, 2025
We met Edgar around June last year. After three financial classes, he helped us build a plan to reach our goals and has managed our investments since. He's patient, knowledgeable, never pushy, and always supportive. We're saving smarter now.
Deli Ferreira
May 12, 2025
I had doubts about investing and what made sense for my situation. Edgar clearly explained options and taxes and gave me a solid path to start. Excellent professional—I'll keep working with him.
Adriane
Apr 29, 2025
Before Edgar, I felt lost about finances in Canada. He explained everything with patience and practical advice. Today I feel more confident, I'm saving monthly, almost done with my emergency fund, and finally planning for the future.
Grace & Gustavo Barros
Client
I highly recommend Edgar Prado. He's helpful, attentive, and guided me through important financial decisions with confidence. Knowledgeable and reliable.
Túlio Coura
Mar 20, 2025
Before Prado Financial Services, I didn't know how to invest in Canada or optimize tax-free opportunities. With Edgar's guidance, our assets grew and we optimized RRSP/TFSA. Flexible, tailored support—highly recommended.
Lucas Viana
Client
Since Nov 2023, Edgar has provided strategic, balanced guidance aligned with my goals. Transparent, professional, and clear. Highly recommended.
Jorge Filho
Mar 15, 2025
Edgar helped me understand taxes and financial planning in Canada. His guidance changed how I invest for the future.
Andre Machado
Mar 12, 2025
Trustworthy and knowledgeable. I appreciate how Edgar keeps me updated on my portfolio performance and relevant market developments.
Rochelle Braga
Mar 11, 2025
Let's talk
30 minutes to understand your situation, explore options, and answer your questions. No cost. No commitment.
Get in touch
Questions? Ideas? Let's connect.
Office Locations
Vancouver
1075 West Georgia Street
Suite 2650
Vancouver, BC, V6E 3C9
Maple Ridge
22420 Dewdney Trunk Rd.
Suite 342
Maple Ridge, BC, V2X 3J5